Every possible effort has been made to offer the most current, correct and clearly expressed information within this site. Nonetheless, inadvertent errors can occur and applicable laws, rules and regulations may change.

The information contained in this site is general and is not intended to serve as advice. No warranty is given in relation to the accuracy or reliability of any information. Users should not act or fail to act on the basis of information contained herein. Users are encouraged to contact Excel Financial Advisors for personalised advice concerning specific matters before making any decision.

Terms of Use

This website (excluding any linked third party websites) is controlled by Excel Financial Advisors Pty Ltd (Excel). By accessing the website you agree to be subject to the terms and conditions of use. Excel reserves the right to vary the terms and conditions at any given time.

Important Disclaimer

While we have made every effort to ensure the information contained in the website is free from error, Excel does not warrant the accuracy, completeness or adequacy of the information in this website, nor accepts any responsibility or liability arising in any way (including by reason of negligence) for errors in, or omissions from, the information on the site. This does not limit any rights a person may have under the Trade Practices Act. Subject to the law, Excel does not accept any responsibility, or owe any duty of care, to any person acting, or refraining from acting, as a result of information on the website. You should make your own enquiries before entering into any transaction on the basis of the material on this website.

All information is subject to change without notice. Excel does not guarantee that our website, or any third party websites, will be free from viruses.

Website Unavailability

Excel does not accept any responsibility in the event that the website is unavailable to you due to any computer downtime due to site maintenance or otherwise, malfunction or any other event outside the control of Excel.

General Nature of Information

The information on this website is of a general nature only. Full details of products and services on this site can be obtained by contacting Excel.

This website is not designed for the purpose of providing financial or investment advice or recommendations, and should not be relied upon as such. Professional advice tailored to your individual investment objectives, financial situation and particular needs should be sought for this purpose.

Links to other websites

This website contains links to websites maintained by other organisations. Excel does not provide any warranty or take any responsibility or liability for the accuracy, source or any other aspects of those websites. These links are provided solely for your convenience and do not indicate, express or imply, any endorsement by Excel of the websites or the products and services there. Your access and use of the information, products and services on those websites is solely at your own risk.


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By accessing this website you accept that any disputes arising out of your use of this website or its contents shall be governed by the courts having jurisdiction in the State of New South Wales in Australia, in accordance with the laws in force in the state of New South Wales in Australia.

All information on the website relating to any products or services is intended only for the information of people within Australia. No advertising or other material comprised in the website and no offer made from the website is intended for any person outside Australia. Offers from the website can only be accepted by a person who is within Australia at the time of his or her acceptance.

Excel makes no representation that the material on this website complies with the laws of any country outside Australia. If you access this website from outside Australia you are responsible for ensuring compliance with all applicable laws in the place where you are located.