Contact your bank so they can block the account. This will stop a scammer from accessing your money. You may also need to cancel any credit or debit cards linked to your accounts.
Change your passwords
If someone has stolen your identity, they may know your passwords. Change your passwords straight away. Think about all of your online accounts, including social media and other bank accounts.
Report it to the relevant websites
If you think someone has hacked into your online accounts, report it to the relevant websites.
Alert family and friends
If someone has taken over your social media accounts or your email address, alert your family and friends. Tell them to block the account.
Report it to the ACCC
The ACCC’s Scamwatch collects data about scams in Australia. Your report helps Scamwatch create scam alerts to warn the community.
IDCARE is a free service that will work with you to develop a plan to limit the damage of identity theft.
Protect yourself from identify fraud
Simple steps you can take to avoid identity theft.
Secure your mail
Put a lock on your street mailbox so that people can’t steal your mail.
Shred your documents
Letters from your bank, super fund and employer can all contain personal details scammers can use to steal your identity. Shred these kinds of letters before you throw them out.
Use public computers with caution
If you use a public computer, for example, at a library, make sure you clear your internet history and log out of your accounts.
Be careful on social media
Be aware of what you post on social media, particularly if your profile is public. Scammers can find out where you live, work and visit through your posts.
Use strong passwords
Make sure your passwords are long and contain a mix of numbers, symbols, capital letters and lowercase letters. Strong passwords make it harder for people to hack into your accounts. The Australian Cyber Security Centre has some useful tips to protect your information online.
Use security software on your computer
Use virus protection software to help stop hackers from accessing your information. This software can help protect you if you click on a suspicious link or visit a fake website.
Monitor your bank transactions
Check your bank statements and online accounts regularly for unusual transactions. If you spot something unusual, check it with your bank and find out if you need to act.
Request a copy of your credit report
Check your credit report for any unusual or incorrect debts. Find out how to get a free copy of your credit report.
Important note: This provides general information and hasn’t taken your circumstances into account. It’s important to consider your particular circumstances before deciding what’s right for you. Although the information is from sources considered reliable, we do not guarantee that it is accurate or complete. You should not rely upon it and should seek qualified advice before making any investment decision. Except where liability under any statute cannot be excluded, we do not accept any liability (whether under contract, tort or otherwise) for any resulting loss or damage of the reader or any other person. Past performance is not a reliable guide to future returns.
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Stuart Fitzpatrick and Excel Financial Advisors Pty Ltd are authorised representatives of Interprac Financial Planning Pty Ltd AFSL 246638 registered office at Level 8, 525 Finders Street, Melbourne VIC 3000. This advice may not be suitable to you because it contains general advice that has not been tailored to your personal circumstances. Please seek personal financial advice prior to acting on this information. Investment Performance: Past performance is not a reliable guide to future returns as future returns may differ from and be more or less volatile than past returns.